Windingbrook Lane, Northampton, NN4 0PA
with min. deposit
Latimer is the home building arm of Clarion Housing Group, which includes Clarion Housing Association. We've always offered homes for outright sale, and now we're starting to include our new shared ownership homes in the Latimer family too.
For a time our listings will be appearing under both the Clarion and Latimer names, but there's no need to re-register your details. We're still here to help you find your special new home - whether by outright sale, through Help to Buy or with shared ownership. The new website at latimerhomes.com offers a range of information to browse and many more opportunities to help with your buying process.
Help to Buy is an equity loan scheme to help you buy a new home. If you have a 5% deposit and can cover 75% of the value of the home with a mortgage (or 55% in London), the Government will lend you up to the remaining 20% (40% in London) in the form of an equity loan that carries 0% interest in the first 5 years. This is available on a variety of new-build properties for first time buyers and is subject to the property price, the subsequent price cap in that region and the developer offering the option.
You can read more on the Help to Buy FAQ
The rules for shared ownership are different to a private purchase. In short, as long as you don’t currently own, or won’t own another property when you move in to a new home, you’re likely to qualify. Help to Buy is available to first time buyers only and the property value itself must fall below a price threshold for that specific area which varies in terms of the average house price in the region.
Read more about eligibility in the FAQ
with min. deposit