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Albertine Grove

Shared ownership

Albertine Grove, West Wickham, BR4 9FA

For sale
Shared ownership
Photo of Albertine Grove
Live from space album cover

from

£258,750

with min. deposit

£25,875

45% Share from
£258,750
Full market price
£575,000
Minimum deposit
£25,875
Monthly rent
£743
Monthly service charge
£57.54

2 bedroom semi-detached house

Moat is pleased to bring to the market this beautiful 2-bedroom Semi-detached House located in semi-rural West Wickham, with excellent connections to Central London. West Wickham is the London suburb that has it all, a busy high street, independent shops, eateries and a vibrant local community all with a leafy village feel.  The city is within easy reach and so is the beauty of the North Downs.

  • Livingroom
  • Fully fitted kitchen in white high gloss finish, with built in appliances
  • 2 Bedrooms
  • 2 x Bathroom with bath and fitted showers
  • 1 x Cloakroom
  • Parking
  • Large Garden
  • Lease date: 125 years from 24/06/2019
  • EPC Rating - B
  • Council Tax Band - E

Features

Allocated parking

Pets allowed

Private Garden

Bedrooms2
Bathrooms2
Reception rooms1
Furniture statusunfurnished
Number of floors2
Entrance floorGround floor
Tenureleasehold
EER Current90
EER Potential91

from

£258,750

with min. deposit

£25,875

45% Share from
£258,750
Full market price
£575,000
Minimum deposit
£25,875
Monthly rent
£743
Monthly service charge
£57.54
Moat Homes

Moat Homes

FAQs

Shared ownership is a government-backed scheme, designed to make stepping onto the property ladder more affordable. You buy a portion of a home normally with a mortgage and a deposit, and pay a low-cost rent on the rest.

Read more on the Shared Ownership FAQ

Help to Buy is an equity loan scheme to help you buy a new home. If you have a 5% deposit and can cover 75% of the value of the home with a mortgage (or 55% in London), the Government will lend you up to the remaining 20% (40% in London) in the form of an equity loan that carries 0% interest in the first 5 years. This is available on a variety of new-build properties for first time buyers and is subject to the property price, the subsequent price cap in that region and the developer offering the option.

You can read more on the Help to Buy FAQ

The rules for shared ownership are different to a private purchase. In short, as long as you don’t currently own, or won’t own another property when you move in to a new home, you’re likely to qualify. Help to Buy is available to first time buyers only and the property value itself must fall below a price threshold for that specific area which varies in terms of the average house price in the region.

Read more about eligibility in the FAQ

Some properties require you to live or work in the local area in order to be eligible to buy them. By knowing the areas in which you live and work, we can make sure you see everything available to you.

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