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Top Shared ownership Homes in Essex

Edinburgh Way
Shared ownership

Edinburgh Way

Coming soon

new home

Harlow CM20 2EQ, Harlow

1 - 2

1

Minimum deposit

TBD

40% Share from

TBD

Full price

TBD

Pondsbrook at Meadow Rise
Shared ownership

Pondsbrook at Meadow Rise

Coming soon

new home

1 Gowers Drive, Off London Road, Braintree

1

1

Minimum deposit

TBD

TBD Share from

TBD

Full price

TBD

Limebrook Walk SO
Shared ownership

Limebrook Walk SO

Coming soon

new home

Maldon, Essex, CM9 6PE, Maldon

1 - 2

1

Minimum deposit

TBD

30% Share from

TBD

Full price

TBD

L&Q at Beaulieu
Shared ownership

L&Q at Beaulieu

Sold

new home

Regiment Gate, Chelmsford

1 - 2

1

Minimum deposit

TBD

TBD Share from

TBD

Full price

sold

TBD

Manor Street
Shared ownership

Manor Street

new home

Manor Street, Braintree

1 - 3

1 - 2

Minimum deposit

£3,500

40% Share from

£70,000

Full price

£175,000

Harvard Place
Shared ownership

Harvard Place

new home

Bourne Brook View, Earls Colne

1 - 3

1 - 2

Minimum deposit

£3,500

40% Share from

£70,000

Full price

£175,000

House Hunting in Essex

Finding your first home might seem like a daunting process, that’s why here at Keaze we aim to make your search for property available through shared ownership in Essex as effortless as possible.

Part-buy Part-rent

Shared Ownership, sometimes known as part-buy part-rent, is a Government-backed scheme which enables you to buy a share of a new property. The share you buy is usually between 25% and 75%. You then pay a low, subsidised rent on the remaining share you don’t own.


This means that the amounts you need for a deposit and for your mortgage repayments are significantly lower than if you were buying outright. You borrow only what you can afford to repay.


We showcase a large variety of properties available for shared ownership in Essex, including properties for sale in the boroughs of Benfleet, Brentwood, Buckhurst Hill, Dunmow, Grays, Harlow, Harwich, Maldon, Newport, Saffron Walden, Shoeburyness, Southend-on-Sea, Stanford Le Hope and Wickford. With all this variety you are sure to find something to your taste.

Commuter links to London

One of the great things about living in Essex is that our amazing capital is right on the doorstep. The county is served by an outstanding rail network and local bus routes. It has accessible travel options from all over the UK and Europe, and is well served by major roads including the M25 and M11. The A12 has a number of key roads that connect you to a variety of towns in Essex including Colchester, Chelmsford and Brentwood.


The main-line rail links provide fast and frequent services into Central London, getting you from Newport to London Liverpool Street in a little over and hour. The Stansted Express, which is the quickest route between Stansted Airport and Central London takes around 47 minutes, perfect for professionals working in London. In addition the county is also home to the local airports of Stansted and Southend.

FAQs

Who can buy a shared ownership home in Essex?

The eligibility criteria for shared ownership in Essex is simple; as long as you don’t currently own, or won’t own another property when you move in to a new home, you’re likely to qualify.


Your annual household income (that’s both yours and your partners’ if buying together) for shared ownership in Essex can’t exceed £80,000.


There are currently no age restrictions. It doesn’t matter what you do for a living. Buying on your own, with a partner or friend or you have children, there could be a home just for you.

How much in savings will I need to buy with shared ownership?

Shared ownership in Essex is much more affordable than buying outright, however you’ll still need a mortgage deposit. This is usually a minimum of 5 or 10%, based on the value of the share, not the full market value.


So, if you were buying a 25% share of a £250,000 home for £75,000, you’ll need to have a minimum of £3,750 (5% of £75,000) for your mortgage deposit. 


You’ll also need savings to cover initial purchase costs such as mortgage and solicitors fees; this is normally around £3,000.


To reserve your chosen home, you’ll also need to pay a reservation fee. This is usually between £250 and £500. 

Do I have to apply for shared ownership in Essex?

Registering with Keaze will mean you can directly apply for shared ownership homes across Essex; we’ll even do some initial affordability checks too!


It’s completely free to register and we’ll also send you alerts of homes you’ll be interested in if you want us to.