Shared ownership at St George's Walk, Harrogate, HG2 9QN

St George's Walk

Redfearn Mews, Harrogate, HG2 9QN

Soldnew home
Shared ownership
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Overview

Harrogate has a well-deserved reputation as one of the happiest places to live in the UK. Standing on the edge of North Yorkshire’s magnificent countryside, this elegant spa town boasts great travel links, striking architecture, smart shops, fabulous restaurants and acclaimed schools. Understandably, it’s a highly desirable place to put down roots.

Key features
-Choice of 2 & 3 bedroom homes
-Own a share from 30% to 75%
-Desirable location
-Great travel connections
-Outstanding' schools nearby
-One of the UK's happiest places to live

FAQs

Shared ownership is a government-backed scheme, designed to make stepping onto the property ladder more affordable. You buy a portion of a home normally with a mortgage and a deposit, and pay a low-cost rent on the rest.

Read more on the Shared Ownership FAQ

Help to Buy is an equity loan scheme to help you buy a new home. If you have a 5% deposit and can cover 75% of the value of the home with a mortgage (or 55% in London), the Government will lend you up to the remaining 20% (40% in London) in the form of an equity loan that carries 0% interest in the first 5 years. This is available on a variety of new-build properties for first time buyers and is subject to the property price, the subsequent price cap in that region and the developer offering the option.

You can read more on the Help to Buy FAQ

The rules for shared ownership are different to a private purchase. In short, as long as you don’t currently own, or won’t own another property when you move in to a new home, you’re likely to qualify. Help to Buy is available to first time buyers only and the property value itself must fall below a price threshold for that specific area which varies in terms of the average house price in the region.

Read more about eligibility in the FAQ

Some properties require you to live or work in the local area in order to be eligible to buy them. By knowing the areas in which you live and work, we can make sure you see everything available to you.

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