Shared ownership at Seabrook Orchards, Exeter, EX2 7DR

Seabrook Orchards

Fish Street, Exeter, EX2 7DR

Coming soonnew home
Shared ownership
Live from space album cover

Register interest

from £78,000

with min. deposit £3,900

Overview

Seabrook Orchards is a collection of 2 and 3 bedroom homes within easy reach of Exeter, while being located in the quiet suburb of Topsham. Coast and country Encapsulating both coast and country, Seabrook Orchards brings high quality homes to this established community in Topsham, South Devon. This prosperous port town, an old centre of fishing and shipbuilding, is highly desirable thanks to its sheltered harbour which features pretty Dutch architecture from its rich history of cotton and wool trading with Holland. Today Topsham has a unique look and feel with a thriving village community. Become part of it at Seabrook Orchards. Key features ...

FAQs

Shared ownership is a government-backed scheme, designed to make stepping onto the property ladder more affordable. You buy a portion of a home normally with a mortgage and a deposit, and pay a low-cost rent on the rest.

Read more on the Shared Ownership FAQ

Help to Buy is an equity loan scheme to help you buy a new home. If you have a 5% deposit and can cover 75% of the value of the home with a mortgage (or 55% in London), the Government will lend you up to the remaining 20% (40% in London) in the form of an equity loan that carries 0% interest in the first 5 years. This is available on a variety of new-build properties for first time buyers and is subject to the property price, the subsequent price cap in that region and the developer offering the option.

You can read more on the Help to Buy FAQ

The rules for shared ownership are different to a private purchase. In short, as long as you don’t currently own, or won’t own another property when you move in to a new home, you’re likely to qualify. Help to Buy is available to first time buyers only and the property value itself must fall below a price threshold for that specific area which varies in terms of the average house price in the region.

Read more about eligibility in the FAQ

Some properties require you to live or work in the local area in order to be eligible to buy them. By knowing the areas in which you live and work, we can make sure you see everything available to you.

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