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Carding Garden

Shared ownership

Parkside Gardens, Royton, OL2 6GA

For salenew home
Photo of Carding Garden
Photo of Carding Garden
Photo of Carding Garden
Live from space album cover
  • from

    £70,000

    3 bedroom

from

£70,000

with min. deposit

£3,500

Plumlife

£70,000

3 bedroom semi-detached house

£71,750

3 bedroom semi-detached house

Availability

For sale

For sale

Minimum share

35%

35%

Full market price

£200,000

£205,000

Deposit from

£3,500

£3,588

Monthly rent

£297

£305

Bedrooms

3

3

Bathrooms

1

1

Reception rooms

1

1

Furniture status

unfurnished

unfurnished

Number of floors

1

1

Entrance floor

Ground floor

Ground floor

Tenure

leasehold

leasehold

Lease years

250

-

Property features

Back GardenOff street parking
Back GardenOff street parking

Overview

The homes at Carding Gardens have a perfect blend of contemporary design with a high specification. A mix of 2, 3 and 4 bed homes with parking and a spacious private garden.

Each home features light, spacious rooms finished with a modern specification. Kitchens include contemporary gloss fitted units with under cabinet lights, an electric oven with gas hob and extractor fan and luxury vinyl flooring to the kitchens and bathrooms.

FAQs

Shared ownership is a government-backed scheme, designed to make stepping onto the property ladder more affordable. You buy a portion of a home normally with a mortgage and a deposit, and pay a low-cost rent on the rest.

Read more on the Shared Ownership FAQ

Help to Buy is an equity loan scheme to help you buy a new home. If you have a 5% deposit and can cover 75% of the value of the home with a mortgage (or 55% in London), the Government will lend you up to the remaining 20% (40% in London) in the form of an equity loan that carries 0% interest in the first 5 years. This is available on a variety of new-build properties for first time buyers and is subject to the property price, the subsequent price cap in that region and the developer offering the option.

You can read more on the Help to Buy FAQ

The rules for shared ownership are different to a private purchase. In short, as long as you don’t currently own, or won’t own another property when you move in to a new home, you’re likely to qualify. Help to Buy is available to first time buyers only and the property value itself must fall below a price threshold for that specific area which varies in terms of the average house price in the region.

Read more about eligibility in the FAQ

Some properties require you to live or work in the local area in order to be eligible to buy them. By knowing the areas in which you live and work, we can make sure you see everything available to you.

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