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97 The Spires

Shared ownership

Plot 97, St. Ives, PE27 4TA

For salenew home
Shared ownership
Plot  gallery image
Live from space album cover

from

£156,375

with min. deposit

£7,819

45% Share from
£156,375
Full market price
£347,500
Minimum deposit
£7,819
Monthly rent
£438
Monthly service charge
£50

3 bedroom end of terrace house

Wonderful 3 bedroom end terraced house in the Spires development. The price advertised represents purchasing a 45% share of the home.

 

About the Development

 

Needingworth is a popular village located within Cambridgeshire lying approximately 7 miles east of Huntingdon. Located on the Barratt David Wilson new homes development ‘The Spires’, there are a range of two & three bedroom Shared Ownership homes on offer.  The development is surrounded by rolling countryside whilst also providing easy access to both the A14 and A1 with St Ives also just a short drive away with its array of shops, restaurants and superb range of amenities. There are a nu…

Features

Bedrooms3
Bathrooms1
Reception rooms1
Furniture statusunfurnished
Number of floors1
Tenureleasehold

from

£156,375

with min. deposit

£7,819

45% Share from
£156,375
Full market price
£347,500
Minimum deposit
£7,819
Monthly rent
£438
Monthly service charge
£50
Sage Housing

Sage Housing

Brochures

FAQs

Shared ownership is a government-backed scheme, designed to make stepping onto the property ladder more affordable. You buy a portion of a home normally with a mortgage and a deposit, and pay a low-cost rent on the rest.

Read more on the Shared Ownership FAQ

Help to Buy is an equity loan scheme to help you buy a new home. If you have a 5% deposit and can cover 75% of the value of the home with a mortgage (or 55% in London), the Government will lend you up to the remaining 20% (40% in London) in the form of an equity loan that carries 0% interest in the first 5 years. This is available on a variety of new-build properties for first time buyers and is subject to the property price, the subsequent price cap in that region and the developer offering the option.

You can read more on the Help to Buy FAQ

The rules for shared ownership are different to a private purchase. In short, as long as you don’t currently own, or won’t own another property when you move in to a new home, you’re likely to qualify. Help to Buy is available to first time buyers only and the property value itself must fall below a price threshold for that specific area which varies in terms of the average house price in the region.

Read more about eligibility in the FAQ

Some properties require you to live or work in the local area in order to be eligible to buy them. By knowing the areas in which you live and work, we can make sure you see everything available to you.

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