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81 Alderman Park

Shared ownership

24 Ruby Drive, Chesterfield, S41 0FX

For salenew home
Shared ownership
Plot  gallery image
Live from space album cover

from

£85,000

with min. deposit

£4,250

50% Share from
£85,000
Full market price
£170,000
Minimum deposit
£4,250
Monthly rent
£195
Monthly service charge
£50

2 bedroom terraced house

Wonderful 2 bedroom terraced house in the Alderman Park development. The price advertised represents purchasing a 50% share of the home.

 

About the Development

 

Alderman Park in Hasland, is located less than 2 miles to the south-east of Chesterfield town centre, close to the Peak District National Park, with easy access to Bakewell, Buxton, and Chapel-en-le-Frith, along with Nottingham, Sheffield and Derby. The Three Cottages Inn and Winsick Park are both reside within a short walk, along with Hasland Junior School and Outwood Academy. 

About the Home

 

Entering via the main front door, the entrance hallway provides access to the lounge as well …

Features

Bedrooms2
Bathrooms1
Reception rooms1
Furniture statusunfurnished
Number of floors1
Tenureleasehold

from

£85,000

with min. deposit

£4,250

50% Share from
£85,000
Full market price
£170,000
Minimum deposit
£4,250
Monthly rent
£195
Monthly service charge
£50
Sage Housing

Sage Housing

Brochures

FAQs

Shared ownership is a government-backed scheme, designed to make stepping onto the property ladder more affordable. You buy a portion of a home normally with a mortgage and a deposit, and pay a low-cost rent on the rest.

Read more on the Shared Ownership FAQ

Help to Buy is an equity loan scheme to help you buy a new home. If you have a 5% deposit and can cover 75% of the value of the home with a mortgage (or 55% in London), the Government will lend you up to the remaining 20% (40% in London) in the form of an equity loan that carries 0% interest in the first 5 years. This is available on a variety of new-build properties for first time buyers and is subject to the property price, the subsequent price cap in that region and the developer offering the option.

You can read more on the Help to Buy FAQ

The rules for shared ownership are different to a private purchase. In short, as long as you don’t currently own, or won’t own another property when you move in to a new home, you’re likely to qualify. Help to Buy is available to first time buyers only and the property value itself must fall below a price threshold for that specific area which varies in terms of the average house price in the region.

Read more about eligibility in the FAQ

Some properties require you to live or work in the local area in order to be eligible to buy them. By knowing the areas in which you live and work, we can make sure you see everything available to you.

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