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44 Elm Garden

Shared ownership

Elm Gardens, Mountnessing, CM15 0FH

Coming soon
Shared ownership
Photo of 44 Elm Garden
Live from space album cover

from

£184,000

with min. deposit

TBD

40% Share from
£184,000
Full market price
£460,000
Monthly rent
£632

3 bedroom semi-detached house

This home is finished to a high standard, large contemporary kitchen with breakfast table area, large separate lounge, master bedroom with 3 piece ensuite and built-in wardrobe, loft, smart heating controls. A large private garden with a storage shed and private driveway for two cars

The property is situated on the modern development The Elms which compromises similar properties of similar age and style.

The Elms is situated on the outskirts of Mountnessing and offers great road and rail links; and is ideally located just off the A12, with convenient access to London, as well as Chelmsford, Colchester, and Ipswich.

The Elms is less than 3 …

Features

Driveway

Private Garden

Bedrooms3
Bathrooms3
Reception rooms1
Furniture statusunfurnished
Floor area95
Number of floors1
Entrance floorGround floor
Tenureleasehold

from

£184,000

with min. deposit

TBD

40% Share from
£184,000
Full market price
£460,000
Monthly rent
£632
B3Living

B3Living

FAQs

Shared ownership is a government-backed scheme, designed to make stepping onto the property ladder more affordable. You buy a portion of a home normally with a mortgage and a deposit, and pay a low-cost rent on the rest.

Read more on the Shared Ownership FAQ

Help to Buy is an equity loan scheme to help you buy a new home. If you have a 5% deposit and can cover 75% of the value of the home with a mortgage (or 55% in London), the Government will lend you up to the remaining 20% (40% in London) in the form of an equity loan that carries 0% interest in the first 5 years. This is available on a variety of new-build properties for first time buyers and is subject to the property price, the subsequent price cap in that region and the developer offering the option.

You can read more on the Help to Buy FAQ

The rules for shared ownership are different to a private purchase. In short, as long as you don’t currently own, or won’t own another property when you move in to a new home, you’re likely to qualify. Help to Buy is available to first time buyers only and the property value itself must fall below a price threshold for that specific area which varies in terms of the average house price in the region.

Read more about eligibility in the FAQ

Some properties require you to live or work in the local area in order to be eligible to buy them. By knowing the areas in which you live and work, we can make sure you see everything available to you.

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