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348 Overstone Gate

Shared ownership

21 Stephens Road, Northampton, NN6 0RW

For salenew home
Shared ownership
Plot  gallery image
Live from space album cover

from

£122,500

with min. deposit

£6,125

50% Share from
£122,500
Full market price
£245,000
Minimum deposit
£6,125
Monthly rent
£281
Monthly service charge
£50

2 bedroom end of terrace house

Brand new 2-bedroom terraced house in the Overstone Gate development, available through shared ownership in Northampton. The price represents purchasing a 50% share of the property.

 

About the Development

 

This wonderful development offers a selection of wonderful 2 & 3 bedroom terraced houses. This location if perfect for growing families, young professionals and retirees alike. With Northampton at your doorstep there is great opportunity to shop, eat and adventure through the old historic town of England.

Northampton has a selection of activities for everyone with beautiful landscapes and rural areas nearby, as well as the buzzing town …

Features

Bedrooms2
Bathrooms1
Reception rooms1
Furniture statusunfurnished
Number of floors1
Tenureleasehold

from

£122,500

with min. deposit

£6,125

50% Share from
£122,500
Full market price
£245,000
Minimum deposit
£6,125
Monthly rent
£281
Monthly service charge
£50
Sage Housing

Sage Housing

Brochures

FAQs

Shared ownership is a government-backed scheme, designed to make stepping onto the property ladder more affordable. You buy a portion of a home normally with a mortgage and a deposit, and pay a low-cost rent on the rest.

Read more on the Shared Ownership FAQ

Help to Buy is an equity loan scheme to help you buy a new home. If you have a 5% deposit and can cover 75% of the value of the home with a mortgage (or 55% in London), the Government will lend you up to the remaining 20% (40% in London) in the form of an equity loan that carries 0% interest in the first 5 years. This is available on a variety of new-build properties for first time buyers and is subject to the property price, the subsequent price cap in that region and the developer offering the option.

You can read more on the Help to Buy FAQ

The rules for shared ownership are different to a private purchase. In short, as long as you don’t currently own, or won’t own another property when you move in to a new home, you’re likely to qualify. Help to Buy is available to first time buyers only and the property value itself must fall below a price threshold for that specific area which varies in terms of the average house price in the region.

Read more about eligibility in the FAQ

Some properties require you to live or work in the local area in order to be eligible to buy them. By knowing the areas in which you live and work, we can make sure you see everything available to you.

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