327 Hilltop Park
24 Assart Way, Chippenham, SN14 0UW
with min. deposit
3 bedroom end of terrace house
Wonderful 3 bedroom terraced house in the Hilltop Park development. The price advertised represents purchasing a 25% share of the home.
Local eligibility criteria applies via Wiltshire Council - Homes will be given to applicants with a strong local connection with the Town or Parish based on the following criteria. They are also in order of priority (ie, 1. would get priority over someone who is criteria 2.):-
1.A person who is resident in that area. The residency will need to be
permanent and have lived in the area 6 months out of the last 12 or 3
years out of the last 5, or
2.A person who is in permanent paid employment or has a fixed term
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with min. deposit
Help to Buy is an equity loan scheme to help you buy a new home. If you have a 5% deposit and can cover 75% of the value of the home with a mortgage (or 55% in London), the Government will lend you up to the remaining 20% (40% in London) in the form of an equity loan that carries 0% interest in the first 5 years. This is available on a variety of new-build properties for first time buyers and is subject to the property price, the subsequent price cap in that region and the developer offering the option.
You can read more on the Help to Buy FAQ
The rules for shared ownership are different to a private purchase. In short, as long as you don’t currently own, or won’t own another property when you move in to a new home, you’re likely to qualify. Help to Buy is available to first time buyers only and the property value itself must fall below a price threshold for that specific area which varies in terms of the average house price in the region.
Read more about eligibility in the FAQ