Rent to Buy (Outside London) at The Cottons, OL12 9FF

The Cottons

The Cottons, Rochdale, OL12 9FF

Coming soon
Rent to Buy (Outside London)
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Overview

Coming Soon - Get in touch to register your interest now.   39 fabulous new homes available to buy or rent through shared ownership or rent to buy. This is a wonderful opportunity to put down roots in the popular area of Smallbridge, situated in the foothills on the Pennines, in the northeast of Rochdale. This stunning new development offers a perfect opportunity for families, couples and singles with two, three and four bedroom homes available, all built to the same high standard. Modern Living  Each home has been tastefully designed with contemporary kitchens benefitting from fitted oven, hob and extractor fan and eye catching, mo...

Features

Off street parking

Pets allowed

Bedrooms3
Bathrooms1
Reception rooms1
Number of floors1
Entrance floorGround floor
Tenureleasehold

Register interest

from TBD (month) / TBD (week)

Full market price
TBD
Minimum deposit
TBD
Monthly rent
TBD
Monthly service charge
TBD
Annual ground rent
TBD
Reservation free
TBD
Administration free
TBD

Rochdale Boroughwide Housing (RBH)

FAQs

Shared ownership is a government-backed scheme, designed to make stepping onto the property ladder more affordable. You buy a portion of a home normally with a mortgage and a deposit, and pay a low-cost rent on the rest.

Read more on the Shared Ownership FAQ

Help to Buy is an equity loan scheme to help you buy a new home. If you have a 5% deposit and can cover 75% of the value of the home with a mortgage (or 55% in London), the Government will lend you up to the remaining 20% (40% in London) in the form of an equity loan that carries 0% interest in the first 5 years. This is available on a variety of new-build properties for first time buyers and is subject to the property price, the subsequent price cap in that region and the developer offering the option.

You can read more on the Help to Buy FAQ

The rules for shared ownership are different to a private purchase. In short, as long as you don’t currently own, or won’t own another property when you move in to a new home, you’re likely to qualify. Help to Buy is available to first time buyers only and the property value itself must fall below a price threshold for that specific area which varies in terms of the average house price in the region.

Read more about eligibility in the FAQ

Some properties require you to live or work in the local area in order to be eligible to buy them. By knowing the areas in which you live and work, we can make sure you see everything available to you.

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