Help to Buy at Smitham Yard, Croydon, CR5 2BZ

Smitham Yard

Leaden Hill, Coulsdon, CR5 2BZ

For salenew home
Help to Buy
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Overview

Discover an exclusive collection of 1 and 2 bedroom apartments set within the heart of the historic town of Coulsdon. Built with imagination and dedication to the most exacting standards, you may choose from a one or two bedroom homes offering you the lifestyle choice you seek. Whatever you choose, the constant at Smitham Yard is the finesse and faithful craftsmanship showcased by the rich palette of materials and genuine attention to detail applied across the range, all of which are expected to fulfil the needs and expectations of modern living standards. From the secure car parking, to the design and finish of the homes themselves, everythi...

Features

Bedrooms1
Bathrooms1
Reception rooms1
Number of floors1
Entrance floorGround floor
Tenureleasehold

Register interest

from £300,000

with min. deposit £15,000

Full market price
£300,000
Minimum deposit
£15,000
Monthly rent
TBD
Monthly service charge
TBD
Annual ground rent
TBD
Reservation free
TBD
Administration free
TBD

The Oakwood Group

FAQs

Shared ownership is a government-backed scheme, designed to make stepping onto the property ladder more affordable. You buy a portion of a home normally with a mortgage and a deposit, and pay a low-cost rent on the rest.

Read more on the Shared Ownership FAQ

Help to Buy is an equity loan scheme to help you buy a new home. If you have a 5% deposit and can cover 75% of the value of the home with a mortgage (or 55% in London), the Government will lend you up to the remaining 20% (40% in London) in the form of an equity loan that carries 0% interest in the first 5 years. This is available on a variety of new-build properties for first time buyers and is subject to the property price, the subsequent price cap in that region and the developer offering the option.

You can read more on the Help to Buy FAQ

The rules for shared ownership are different to a private purchase. In short, as long as you don’t currently own, or won’t own another property when you move in to a new home, you’re likely to qualify. Help to Buy is available to first time buyers only and the property value itself must fall below a price threshold for that specific area which varies in terms of the average house price in the region.

Read more about eligibility in the FAQ

Some properties require you to live or work in the local area in order to be eligible to buy them. By knowing the areas in which you live and work, we can make sure you see everything available to you.

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